What we do

 

Wills

Most people come to us having never made a will. We understand that thinking about death can be scary, but we are here to guide you through the process of making your will and take the fear and complication away.

Making a will is really another way of making life more simple for you and your loved ones – and we are all about simplicity. Almost everyone needs a will, even if you think you are not wealthy enough, or your circumstances mean that a will is not required.

Whoever you are and whatever your circumstances, if you die without a will in England and Wales then legal rules (and rather outdated, complicated ones at that) called the intestacy rules, will decide who benefits from your estate. Having a valid and properly drafted will is the only way you get to have a say in the matter.

Here are a few examples of how the intestacy rules work:

  • If you are not married but in a relationship then your partner has no automatic right to benefit from your estate. This is true even if you are engaged or living together.
  • If you are married and you have children, your spouse is not necessarily entitled to all of your estate.
  • Step-children have no automatic entitlement to your estate.
  • The intestacy rules don’t care about what is or is not inheritance tax efficient – often tax is charged when it needn’t have been.
  • The intestacy rules don’t care about protecting your assets if you have wayward children or other beneficiaries – inheritance happens at age 18 regardless of circumstances.

Even if the intestacy rules are likely to achieve the outcome you want in respect of inheritance, there are many other good reasons to prepare a will:

  • If you have children, you will want to appoint guardians so that you decide who will look after minor children rather than the family court;
  • You will want to choose executors that you trust to deal with your affairs;
  • You might want to include funeral wishes so that your loved ones know exactly what you would like when you die;
  • If you already have a will you need to make sure it is up to date. For example, if you have married after you made your will you might not realise that your old will has been revoked. We can advise on whether or not an update is needed.
  • Making a will is not as expensive as most people think. Our costs start from just £175 for a simple will and £250 for mirror wills and even less if you prepare Lasting Powers of Attorney at the same time.

‘Ruth came to our house at a convenient time for my husband and me. She was brilliantly professional, friendly and patient. She made the whole process of getting our wills sorted both easy and painless. Great price too. Why pay for a expensive law firm when she gives such an amazing service?’

A Mitchell, Maidstone